This Privacy Policy (“Privacy Policy”) governs the manner in which this website (“Website”), which is owned by CyberInsurance.com, LLC (“CyberInsurance”, “We”, “Our”), operates and conducts its business purpose on the Website, which may include how it collects, uses, maintains and discloses personal information about the users (each, a “User”, “You”) of the Website. Your Use of this Website is also governed by the Terms of Use, which is incorporated herein by reference. This Privacy Policy, including the Terms of Use, applies to the Website and all products and services offered by CyberInsurance
Type of information that CyberInsurance may collect from Users
- Personally identifying information. We may collect personally identifying information from Users in a variety of ways, including but not limited to, when Users visit our Website, register to have an account on the Website, fill out an enrollment form on the Website, and in connection with other activities, services, features or resources We make available on the Website. Users may be asked for, as appropriate, name, email address, mailing address, phone number, household size and salary and birthdates. Users may visit our Website anonymously. We will collect identifying information from Users only if they voluntarily submit such information to us. Users can always refuse to supply identifying information, except that it may prevent them from engaging in certain Website related activities.
- Non-personally identifying information. We may collect non-personally identifying information about Users whenever they interact with our Website. Non-personally identifying information may include the browser name, the type of computer and technical information about the User’s means of connection to our Website, such as the operating system, the Internet service provider utilized and other similar information. If You do not consent to allow us to collect this type of non-personally identifying information, You should exit the Website immediately and send a request to Erika@ESIPlaw.com asking us to permanently delete your non-personally identifying information. Additional information may be required in order to complete this request.
Web browser cookies
Our Website may use “cookies” to enhance User experience. User’s web browsers place cookies on their hard drive for record-keeping purposes and sometimes to track information about them. The User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, note that some parts of the Website may not function properly.
How we use collected information
We may collect and use User’s personal information for the following purposes:
- To connect you to one of our trusted partners.
CyberInsurance offers many services on this Website and may need to collect personal information in order to provide the User with the service they are seeking. Additionally, in the event that the consumer is looking for insurance, CyberInsurance may need to collect information about the user in order to pass on to a trusted partner that can write the insurance policy because CyberInsurance is not a licensed insurance agent or broker and cannot write insurance policies. CyberInsurance may connect User’s with a trusted partner that will actually complete and submit the application for insurance to the insurance carrier. Any information voluntarily provided to CyberInsurance by a User, while using the Website, will be transmitted to the trusted partner to incorporate into the application for insurance to avoid any duplicative efforts for the User.
- To improve customer service. The information you provide helps us respond to your customer service requests and support needs more efficiently.
- To personalize user experience. We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Website.
- To improve our Website. We may use feedback you provide to improve our products and services.
- To send periodic emails. If the User volunteers their email address, CyberInsurance may use it to send the User information and updates pertaining to insurance. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
- To send periodic SMS messages.
If a User volunteers their mobile telephone number, We may use it to send you periodic SMS messages asking about your interactions with our trusted partners in order to improve the customer service you are provided or to remind you of important deadlines or to provide you important information. You may elect to opt out of receiving SMS messages at any time by returning the SMS message with the word “STOP”.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Website, including encrypted servers, advertisements and enrollment forms and SSL secured websites.
Sharing your personal information
We do not sell, trade, or rent any type of information voluntarily provided to CyberInsurance by Users. We may share generic, aggregated demographic information not linked to any personally identifying information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We may use third party service providers to help us operate our business and the Website or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.
Third party websites
Users may find advertising or other content on our Website that links to the websites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these third-party websites and are not responsible for the practices employed by websites linked to or from our Website. In addition, these websites or services, including their content and links, may be constantly changing. These websites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Website, is subject to that website’s own terms and policies.
Advertising
Ads appearing on our Website may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time it sends you an online advertisement to compile non-personally identifying information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any of these third-party advertisers.
Compliance with children’s online privacy protection act
Protecting the privacy of the very young is especially important. For that reason, no part of our website is structured to attract anyone under 13 years of age and if we have actual knowledge that a User on our Website is under the age of 13, we will never collect or maintain their personally identifying information. Only the parents or other responsible custodians may use CyberInsurance’s Website on behalf of any children under the age of 13.
Changes to this privacy policy
CyberInsurance has the discretion to update this Privacy Policy at any time. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.
Your acceptance of these terms
By using this Website, You expressly provide Your acceptance of this Privacy Policy, including the Terms of Use. If you do not agree, please immediately cease using Our Website.
Contacting us
If you have any questions about this Privacy Policy or the practices and dealings of this Website, please contact us either at: Erika@ESIPlaw.com
CyberInsurance.com, LLC
30 Fox Hunt Drive, Unit 30
Bear, Delaware 19701